Whatify Money is free to use today. The paid plans below are a preview of what we are building — there is no checkout yet, and nothing is billed.

Simple pricing for a clearer future.

Start free, then upgrade when you want to compare plans, save more scenarios, and go deeper.

Start free, then upgrade when you want to compare plans, save more scenarios, and go deeper.

Monthly pricing / Free to start

Free

Available now
$0 /mo

Everything you need to run the numbers today.

  • Run every scenario — no account needed
  • See every path a scenario models, side by side
  • Plain-English results and tradeoffs
  • Save up to 3 plans once you create an account
Create account

Free to use — no card, no trial clock.

Pro

Coming soon
$18 /mo

Everything in Planner, plus planning across several life events at once — including retirement.

  • Unlimited saved plans
  • Chain scenarios together
  • Multi-scenario dashboard
  • Export a saved plan as a PDF
  • Retirement engine — Monte Carlo, Social Security claiming, tax-aware withdrawal
Get notified

Not live yet. Planned after Planner.

Paid plans are not live yet

Get an email when Planner and Pro open up.

One email address. No account required, and nothing is billed.

We will only use this to follow up about Whatify Money updates.

Decision Packs

Deep-dive bundles for one-off decisions like buying a home or clearing a card. Not on sale yet — nothing here can be bought today.

Coming soonHome purchaseDebt payoffBig purchase

The finer details

Feature
Free $0/mo Available now
Planner $8/mo Coming soon
Pro $18/mo Coming soon
Scenarios Run any scenario and see every path it models
AllAll
Saved plans Plans you can save, revisit, and update
3Unlimited
Snapshot history See how your numbers changed over time
Not includedIncluded
Compare saved plans Put two or more saved plans side by side
Not includedIncluded
Scenario chaining Link scenarios so one feeds the next
Not includedIncluded
PDF plan export Download a saved plan as a PDF
Not includedIncluded
Retirement engine Monte Carlo, Social Security claiming, tax-aware withdrawal
Not includedIncluded
Packs One-time purchases, sold separately at the same price on every plan
Sold separatelySold separately

Free

$0/mo Available now
Scenarios All
Saved plans 3
Snapshot history Not included
Compare saved plans Not included
Scenario chaining Not included
PDF plan export Not included
Retirement engine Not included
Packs Sold separately

Planner

$8/mo Coming soon
Scenarios All
Saved plans 25
Snapshot history Included
Compare saved plans Included
Scenario chaining Not included
PDF plan export Not included
Retirement engine Not included
Packs Sold separately

Pro

$18/mo Coming soon
Scenarios All
Saved plans Unlimited
Snapshot history Included
Compare saved plans Included
Scenario chaining Included
PDF plan export Included
Retirement engine Included
Packs Sold separately

Common questions

How does pricing work?

The free plan is live and every scenario in it is free to use. The paid tiers below are a roadmap preview — they are not available for purchase yet.

Can I switch plans later?

Paid plans are not live yet, so there is nothing to switch between today. When they launch we will publish the billing details — including how changing plans works — before anyone is charged.

Is my financial data secure?

We do not sell your personal information. Whatify Money is designed to collect only what is needed to run your scenarios, explain your results, and save your plans when you choose to. The Privacy Policy lists exactly what is collected and how to have it deleted.

What counts as a saved plan?

A scenario run you have kept — its inputs, its result, and the path you picked — so you can reopen it, compare it, and update it as your numbers change.

How does pricing work?

The free plan is live and every scenario in it is free to use. The paid tiers below are a roadmap preview — they are not available for purchase yet.

Can I switch plans later?

Paid plans are not live yet, so there is nothing to switch between today. When they launch we will publish the billing details — including how changing plans works — before anyone is charged.

Is my financial data secure?

We do not sell your personal information. Whatify Money is designed to collect only what is needed to run your scenarios, explain your results, and save your plans when you choose to. The Privacy Policy lists exactly what is collected and how to have it deleted.

What counts as a saved plan?

A scenario run you have kept — its inputs, its result, and the path you picked — so you can reopen it, compare it, and update it as your numbers change.